7 Best SAP Concur Alternatives in 2025 (Cheaper & Easier)

SAP Concur has long been the 800-pound gorilla of expense management. But in 2025, being the biggest doesn’t mean being the best. Many Finance Directors are moving away from Concur due to its clunky “legacy” interface, slow implementation times, and opaque pricing structures.

If you are tired of approved reports getting stuck in limbo or paying for features you never use, this guide covers the top rated Concur alternatives for every business size.

Table of Contents

🏆 Quick Verdict: Which Should You Choose?

Best for SMBs & Automation: Expensify
Best for Global Teams (Multi-currency): Rydoo
Best Value (Budget): Zoho Expense
Best “All-in-One” Finance Platform: Ramp (Read Comparison)

Why Are Companies Leaving Concur?

Before looking at the software, it is important to understand what you are trying to fix. Most former Concur clients switch because:

User Experience: Employees hate uploading receipts to a slow, dated mobile app.
Cost: Concur often charges per report/transaction, which punishes you for growing.
Agility: Making simple policy changes in Concur often requires IT support or expensive consultants.

Top 5 Best Concur Alternatives Reviewed

1. Expensify

The “Set it and Forget it” Choice
Expensify dominates the SMB market for a reason. Its “SmartScan” technology was a game-changer, allowing employees to snap a photo of a receipt and throw the paper away immediately. It creates the expense report automatically.

Key Features:

SmartScan OCR: Reads merchant, date, and amount with high accuracy.
GPS Mileage: Automatically tracks drive distance for reimbursement.
Pricing: Starts at ~$5/user/month (Free for very small teams).

2. Rydoo

Best for International Business
If your team travels across Europe and Asia, Rydoo is superior. Unlike Concur, which feels US-centric, Rydoo handles local tax compliance (like German per diems or UK VAT) effortlessly out of the box.

Why switch from Concur? It eliminates the concept of an “Expense Report.” Expenses are approved line-by-line in real-time, speeding up reimbursement by weeks.

Starting Price: ~$10/user/month.

3. Zoho Expense

Best for Budget-Conscious Teams
If you already use Zoho CRM or Zoho Books, this is a no-brainer. But even standalone, Zoho Expense offers 80% of Concur’s features for 10% of the price. It is robust, strictly enforces policies, and keeps audit trails clear.

Starting Price: Starts as low as $3/user/month.

4. Emburse Certify

Best for Compliance-Heavy Industries
Certify (now part of Emburse) is the closest direct competitor to Concur’s Enterprise version. It is designed for companies with complex approval chains (e.g., Manager -> Director -> CFO). It offers the granular reporting that CFOs love without the terrible UI that employees hate.

5. Emburse Chrome River

The Enterprise Heavyweight
Chrome River is built for large enterprises (1,000+ employees) that need sophisticated workflow automation. If you have complex cost center allocations or grant-funded projects, Chrome River handles the math better than almost anyone else.

Comparison Table: Concur vs Competitors

Solution	Best For	Est. Price	Key Advantage
Expensify	SMBs / Startups	$5/user	Fastest receipt scanning
Rydoo	Global / EU	$10/user	Line-by-line approval (Speed)
Zoho Expense	Small Teams	$3/user	Lowest Cost
Chrome River	Large Enterprise	Custom	Complex Workflows

Frequently Asked Questions

Is Concur the most expensive option?

While Concur does not publish public pricing, it is generally considered the premium option. Costs often include implementation fees, per-report fees, and support contracts. Alternatives like Zoho or Expensify usually offer transparent, flat per-user pricing.

Can I migrate data from Concur?

Yes. Most competitors (especially Certify and Chrome River) have dedicated “Concur Migration” teams. They can import your employee lists, cost centers, and historical data so you don’t lose your audit trail.

What about corporate cards like Brex or Ramp?

This is a huge trend. Modern platforms like Ramp combine the card and the software for free, making money on interchange fees instead of software subscriptions. Check out our detailed Concur vs Ramp comparison here.