5 Best Brex Alternatives for Smart Business Spending (November 2025 Update)
Best Brex Alternatives: Top Options for Business Expense Management
While Brex has been a popular choice for business expense management, many companies are seeking alternatives due to recent policy changes, pricing structure updates, and the need for more specialized features. Whether you’re looking for more flexible spending controls, better integration capabilities, or more competitive pricing, there are several strong alternatives worth considering.
Top 5 Best Brex Alternatives
1. Ramp
Best for: Fast-growing startups and mid-market companies
Ramp stands out as a comprehensive financial management platform that combines expense management with powerful spend analysis tools. The platform’s AI-powered insights help identify cost-saving opportunities while streamlining expense workflows. Unlike Brex, Ramp offers unlimited cards at no additional cost and provides more robust vendor management features.
Key Features:
– 1.5% cashback on all purchases
– Real-time spend tracking and analytics
– Automated receipt matching
– Custom approval workflows
– Vendor management tools
– Unlimited virtual cards
Starting Price: $0 per month (revenue-based requirements apply)
2. Divvy
Best for: Small to medium-sized businesses seeking flexible credit solutions
Divvy delivers a powerful combination of expense management and budgeting tools, making it an excellent Brex alternative for growing companies. The platform excels in providing granular budget controls and real-time spending visibility, while offering a more flexible credit model that adapts to business growth.
Key Features:
– Custom budget creation and management
– Virtual card creation
– Automated expense reports
– Bill pay functionality
– Mobile receipt capture
– Travel booking platform
Starting Price: $0 per month (free with qualified credit card spend)
3. Airbase
Best for: Mid-market companies requiring comprehensive spend management
Airbase provides an all-in-one spend management platform that goes beyond basic expense tracking. The solution offers sophisticated approval workflows and deep accounting integrations that make it particularly attractive for companies with complex financial operations and strict compliance requirements.
Key Features:
– Pre-approved virtual cards
– Automated AP workflows
– Real-time spend controls
– Advanced accounting integrations
– Custom approval chains
– International payments support
Starting Price: $10 per user/month
4. Emburse
Best for: Enterprise organizations with complex expense management needs
Emburse offers a sophisticated expense management solution that caters to larger organizations requiring detailed spending controls and comprehensive reporting capabilities. The platform provides advanced customization options and superior analytics tools compared to Brex.
Key Features:
– Advanced expense policy enforcement
– Corporate card program
– Global expense management
– Custom reporting tools
– Multi-currency support
– Travel booking integration
Starting Price: $8 per user/month
5. TripActions Liquid
Best for: Companies with significant travel expenses and global operations
TripActions Liquid combines corporate travel management with expense tracking, making it an ideal choice for organizations with frequent business travel needs. The platform offers real-time spending visibility and automated policy enforcement that surpasses Brex’s travel management capabilities.
Key Features:
– Integrated travel and expense management
– Real-time policy enforcement
– Automated expense reconciliation
– Global payment solutions
– Dynamic policy controls
– 24/7 travel support
Starting Price: Custom pricing based on volume
Verdict Table
| Alternative | Best For | Starting Price | Standout Feature |
|---|---|---|---|
| Ramp | Fast-growing startups | $0 | AI-powered savings insights |
| Divvy | SMBs | $0 | Flexible budgeting tools |
| Airbase | Mid-market companies | $10/user | Comprehensive AP automation |
| Emburse | Enterprise | $8/user | Advanced policy controls |
| TripActions | Travel-heavy businesses | Custom | Integrated travel management |
Frequently Asked Questions
Why are companies looking for Brex alternatives?
Companies seek Brex alternatives due to various factors including pricing changes, feature requirements, and the need for more specialized solutions that better align with their specific business needs and growth stage.
Which Brex alternative is best for startups?
Ramp is often considered the best Brex alternative for startups due to its $0 starting price, unlimited cards, and powerful spend analysis tools that help identify cost-saving opportunities during crucial growth phases.
Can I switch from Brex to another platform easily?
Yes, most alternatives offer dedicated migration support and integration tools to help transfer your existing data and workflows. However, the process complexity varies depending on your current setup and the new platform’s capabilities.
