Concur vs Expensify: Ultimate Business Expense Software Showdown for November 2025

When comparing Concur vs Expensify, businesses face a choice between two leading expense management solutions. Both platforms offer automated receipt scanning, digital expense reporting, and integration capabilities, but they serve different business scales and needs.

Verdict

SAP Concur is better suited for enterprise-level organizations requiring comprehensive travel management and deep ERP integration. Expensify offers a more cost-effective solution for small to medium businesses, with straightforward pricing and user-friendly features.

Feature Comparison

Feature	SAP Concur	Expensify
Receipt Scanning	Advanced OCR with ML	SmartScan Technology
Mobile App	Yes (iOS & Android)	Yes (iOS & Android)
Travel Booking	Full-service platform	Basic booking tools
ERP Integration	Extensive enterprise options	Standard integrations
Approval Workflow	Multi-level customizable	Basic with rules
Real-time Reporting	Comprehensive analytics	Basic reporting
Corporate Card Integration	Multiple providers	Limited options
International Support	190+ countries	Basic international

Pricing Breakdown

SAP Concur’s pricing is quote-based and varies by organization size and feature requirements. Enterprise solutions typically start at $8-12 per user monthly. Expensify offers a simpler structure starting at $5 per user monthly for the Collect plan, with enterprise options available at custom pricing.

Pros and Cons

SAP Concur
Pros:
– Comprehensive travel management integration
– Advanced approval workflows
– Robust compliance features
– Deep ERP system integration

Cons:
– Higher cost structure
– Complex implementation
– Steeper learning curve
– Requires IT support

Expensify
Pros:
– User-friendly interface
– Affordable pricing
– Quick implementation
– Excellent mobile experience

Cons:
– Limited advanced features
– Basic travel management
– Less customization options
– Limited enterprise support

Final Recommendation

Choose SAP Concur if you’re an enterprise requiring comprehensive travel management and have complex expense workflows. Opt for Expensify if you’re a small to medium business seeking a cost-effective, user-friendly solution with core expense management features.

Frequently Asked Questions

Which is more cost-effective: Concur or Expensify?

Expensify is generally more cost-effective for small to medium businesses, with plans starting at $5 per user monthly. Concur’s pricing is higher but includes more comprehensive features for enterprise needs.

Can both Concur and Expensify handle international expenses?

Yes, both platforms handle international expenses, but Concur offers more robust international support across 190+ countries, while Expensify provides basic international expense management capabilities.

Which platform is easier to implement?

Expensify typically offers faster implementation with minimal IT support required. Concur requires more extensive setup and training but provides more customization options for enterprise needs.

Read More:

• Best Canva Alternatives
• Brevo Pricing Explained